Free Consultation

Welcome

Helping Families Make Their Dreams a Reality One Financial Decision at a Time

Learn More
No Account Minimums

We offer flat-fee financial planning services with no account minimums, so you don’t need a sizeable portfolio to qualify.

Fee Only

We pride ourselves in a No-Sales approach towards financial and investment planning and won’t steer you towards unnecessary or unproductive financial products.

Solutions

We offer advice and curate solutions based on our clients’ needs and situations. This approach requires us to communicate with our clients at length to come up with the most optimal financial solutions.

Our Services

Financial Planning

The first thing we do is get to know you – your values, your goals, and your personality. It is not until we fully know you as an individual or family that we can begin to build out your financial plan to serve as a roadmap for your future, because you can’t take your next step until you know where you are going.

Learn More ->

Investment Management

We work with a third-party manager and custodian for investment management. We are well-equipped to guide and help you create the right investment portfolio for yourself, which balances your investment goals and risk tolerance.

Learn More ->

The “Next-Step” Advantage

Married couple, Lance & Tessa Elrod, created Next Step Financial Transitions to help individuals and families navigate all of life’s transitions. From the overlooked and underserved next generation of investors to those looking to retire, we offer personalized financial advice for every step of your journey.

Fee Only

Most importantly, we offer flat subscription model financial planning services with no account minimums, so you don’t need a sizeable portfolio to qualify. We pride ourselves in a No-Sales approach towards financial and investment planning and won’t steer you towards unnecessary or unproductive financial products. As Certified Financial Planners™, your best interests would be the key to our professional relationship.

A Customer-First Approach

We started this business to help people with their finances, and even though we deal in numbers, we don’t see our customers through a purely financial lens. We help people and families based on what they have and how they can maximize their potential for themselves and their next generation.

No Pre-Packaged Solutions

We offer advice and curate solutions based on our clients’ needs and situations. This approach requires us to communicate with our clients at length to come up with the most optimal financial solutions. Most of our clients aren’t even aware of how much they can financially grow, even with limited earning and savings. We educate them in finances and investments and work with them on solutions that allow them to control their finances instead of letting their finances control them.

Who We Serve

As the name of the company suggests, we are ideally suited for people who are going through or preparing for a transition in their lives. Those can include:

  • Newlyweds or soon to be
  • First-time home buyers or those starting their family
  • Career changers
  • Big promotion with complicated compensation package
  • Parents planning for their empty-nest
  • Retirement
  • Widow/Widower
  • Divorce and post-divorce
  • Families with children that have intellectual and developmental disabilities

But our list of ideal clients isn’t that limited. If you need help with your finances or planning a secure financial future, and you want someone who is more interested in YOU and YOUR NEEDS instead of just the numbers associated with your financial standing, then you are our ideal client.

You can reach out to us for a free consultation.
Free Consultation
Privacy Settings
We use cookies to enhance your experience while using our website. If you are using our Services via a browser you can restrict, block or remove cookies through your web browser settings. We also use content and scripts from third parties that may use tracking technologies. You can selectively provide your consent below to allow such third party embeds. For complete information about the cookies we use, data we collect and how we process them, please check our Privacy Policy
Youtube
Consent to display content from Youtube
Vimeo
Consent to display content from Vimeo
Google Maps
Consent to display content from Google
Free Consultation